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The First Cut
To support my work please buy a book or make a donation today. Thank you. I sat Katie down the other morning to discuss my plan of saving for a future home. Her first question: “Can we have a tire...
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How I Save $13,656.40 a Year
To support my work please buy a book or make a donation today. Thank you. While some think that frugality consists of saving a few pennies here and there it is easy to save thousands of dollars in a...
View Articleexpense analysis
To support my work please buy a book or make a donation today. Thank you. Once a year I like to analyze my expenses to see what I can trim. There isn’t much fat left in my budget these days but...
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The First Wall
To support my work please buy a book or make a donation today. Thank you. I have officially encountered my first brick wall. This one is entirely of my own making, which bites. Apparently when I paid...
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Poof! Be Gone!
To support my work please buy a book or make a donation today. Thank you. As Randy Pausch said, “Brick walls are there to keep the other people out!” When I stood up to face the brick wall of finance...
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Bureaucracy, Continued
To support my work please buy a book or make a donation today. Thank you. Image courtesy of Morguefile.comI received the Math score from my Compass test. I earned a 26. This means that I will need a...
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Done With the Doublespeak
To support my work please buy a book or make a donation today. Thank you. I received two emails early this morning. The first one said, “Congratulations, you qualify for financial aid!” and contained...
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Stormy Weather, Taxes and Computers
To support my work please buy a book or make a donation today. Thank you. While spring is delightful, the storms can stink. During this last round I found myself having to work around both electric...
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Walking in the Rain
To support my work please buy a book or make a donation today. Thank you. Monday morning dawned with an angry rumble. Of course it would rain on the day I needed to go to the bank! Undeterred, I...
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The Failed Financial Experiment
To support my work please buy a book or make a donation today. Thank you. After rereading my copy of Unautomate Your Finances I decided to take the suggestion of writing every single purchase down so...
View Articlepayday
My very first payday has come and gone. I earned $236 after taxes for 39 hours of work. I guess I shouldn’t have been surprised but taxes have went up since the last time I was in the public workforce....
View ArticleMinimalist Budget Update
I can’t remember the last time I gave you an update on my budget so today that seems like a good subject. As I have stated in the past, I prefer to keep my recurring expenses as low as possible in...
View ArticleIs Your Life in the Black?
I ran into an old friend the other day. We hadn’t seen each other for several years so we took a few moments to catch up. My friend announced proudly that he had recently purchased a house, showed me...
View ArticleHow I Budget for Bills
No one enjoys paying bills. I for one hate them with a purple passion so I strive to have as few as possible. When I moved out on my own decades ago, I really struggled. It never seemed to fail; a bill...
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